Send Money & Pay Bills with Bank Cards on Google Pay India App

Find everything you need to know before you download Google Pay India app (Tez) to your Android or iPhone so you can send money and pay bills with your Indian bank’s credit/debit cards.
The way we shop at retail stores, make payment for upcoming expiring bills or top-up phone airtimes has evolved; unlike the traditional system of internet transactions where you would have to punch your credit or credit card information insecurely, wait for payment processor to validate transactions before accepting payment, you can now have your personal cards on one Google platform, then use the Google pay app send money, store tickets and pay on sites/in apps. Thanks to the mobile banking app.
Google Pay India, formerly known as Tez, is Google’s digital payment app that is built with multiple layers of security to make it easy for anyone to use their card without exposing their card number or CVC code to authorized users.
As of my last check on Play Store, the app has over 100 million + downloads which are reflective of its wide acceptance in the UK, US, India, Germany, etc.
Table of Contents
What you should know about Google Pay App
Google Pay app is designed to offer seamless payment experience as it lets you:
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Pay and receive cash straight from your local bank account
One of the interesting features of Google Pay is that it is directly linked to the savings or current account you operate with a bank account, which means you really don’t have to worry about the safety of your money since it’s still in a personal account. Besides, there is no need to move cash to your any wallets or go for KYC. Whenever you want to make a payment or receive money, the app provides a perfect replacement for your traditional credit card.
Google Pay uses NPCI’s (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), a standard payment infrastructure for all banks in India to process money transfers securely, so you don’t have to bother about the success or failure of every transaction. Every potential user of the app must have an Indian bank account with a phone number linked to it before they use the latest version of the app.
Just like the MasterCard or Visa payment is accepted on stores worldwide, anywhere you see BHIM UPI is accepted, look for the Google Pay unique logo or use your Google Pay UPI ID to check out easily.
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Pay anyone, Even those without Google Pay
If you have just concluded business with a partner and need to pay them on the go, Google Pay lets you initiate a payment easily, this is as simple as starting new conversations with someone on your contact, but for a non-user, you can enter his/her UPI ID or bank details. Even if you leave your wallet at home, be rest assured that you will not be stranded when you need to pay someone with speed.
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Conveniently pay bills
Utilities are services we can’t do without as they make our everyday life better. This is the reason you can’t afford to miss upcoming bills when they fall due. Google Pay app also lets you pay for electricity, gas, water, and more. All you need to do is link your biller accounts once and you would never have to do it again, the rest they say is history; Google Pay works with billers across India.
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Enjoy multiple layers of security from your bank, UPI, and Google
Nothing assures one of security of transactions that the technology infrastructure upon a card is built. This is another reason Google Pay has attracted over 100 million + downloads, the app protects you with a world-class security system that helps detect fraud and prevent hacking faster. The way it works is that each of the transactions carried out is secured with your UPI PIN, and you can opt to safeguard your account, via customer support centre, with a device lock method such as your fingerprint.
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Transfer money to anyone nearby
Google pay also lets you use Tez Mode to send money with speed and security to friends and family nearby without sharing private number or sensitive information.
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Get rewarded
It’s not about spendings, you can also get a reward for your activities on the Google Pay app. With Google Pay Scratch Cards (TM), you are automatically pre-qualified to win up to ₹1,000 with each eligible transaction. If you win, your cash reward goes straight into your bank account.
List of Bank Card Allowed on Google Pay App
The payment app allows you to add payment cards of hundreds of several local banks and payment provider in India. Among these are:
Sr. No. | Bank Name | Type | Application Name |
1 | Airtel Payments Bank | PSP & Issuer | My Airtel -Online recharge, Pay Bill , Wallet, UPI |
2 | Allahabad Bank | PSP & Issuer | BHIM Allbank UPI |
3 | Andhra Bank | PSP & Issuer | Bhim Andhra Bank One- UPI App |
4 | Axis Bank | PSP & Issuer | BHIM Axis Pay UPI App and Freecharge |
5 | Bank of Baroda | PSP & Issuer | BHIM Baroda PAY |
6 | Bank Of India | PSP & Issuer | BHIM BOI UPI |
7 | Bank of Maharashtra | PSP & Issuer | BHIM Maha UPI |
8 | Canara Bank | PSP & Issuer | BHIM Canara- eMPower |
9 | Catholic Syrian Bank | PSP & Issuer | CSB UPI |
10 | Central Bank of India | PSP & Issuer | BHIM Cent UPI |
11 | City Union Bank | PSP & Issuer | City Union Bank UPI |
12 | DBS Digibank | PSP & Issuer | Digibank |
13 | DCB Bank | PSP & Issuer | BHIM DCB Bank UPI |
14 | Dena Bank | PSP & Issuer | BHIM Dena UPI |
15 | Equitas Small Finance Bank | PSP & Issuer | Equitas UPI |
16 | Federal Bank | PSP & Issuer | BHIM LOTZA UPI Payments APP |
17 | Fino Payment Bank | PSP & Issuer | Fino Bpay |
18 | HDFC Bank | PSP & Issuer | HDFC Bank Mobile banking and PayZapp |
19 | HSBC | PSP & Issuer | HSBC Simple Pay |
20 | ICICI Bank | PSP & Issuer | iMobile By ICICI Bank and Pockets |
21 | IDBI Bank | PSP & Issuer | BHIM PAyWIZ by IDBI Bank |
22 | IDFC First Bank | PSP & Issuer | IDFC Bank BHIM UPI App |
23 | Indian Bank | PSP & Issuer | BHIM Indian Bank UPI |
24 | Indian Overseas Bank | PSP & Issuer | BHIM IOB UPI |
25 | IndusInd Bank | PSP & Issuer | BHIM Indus Pay |
26 | Jammu and Kashmir Bank | PSP & Issuer | BHIM JK Bank UPI |
27 | Janta Sahakari Bank Pune | PSP & Issuer | JetPay |
28 | Karnataka Bank | PSP & Issuer | BHIM KBL UPI |
29 | Karur Vysya Bank | PSP & Issuer | BHIM KVB Pay |
30 | Kotak Mahindra Bank | PSP & Issuer | BHIM KOTAK Pay |
31 | Oriental Bank of Commerce | PSP & Issuer | BHIM Oriental Pay |
32 | Paytm Payments Bank | PSP & Issuer | Paytm App |
33 | Punjab & Sind Bank | PSP & Issuer | BHIM PSB |
34 | Punjab National Bank | PSP & Issuer | BHIM PNB |
35 | South Indian Bank | PSP & Issuer | BHIM SIB UPI |
36 | Standard Chartered Bank | PSP & Issuer | SC UPI |
37 | State Bank of India | PSP & Issuer | BHIM SBI Pay |
38 | Syndicate Bank | PSP & Issuer | BHIM SyndUPI |
39 | The Lakshmi Vilas Bank Limited | PSP & Issuer | BHIM LVB UPAAY |
40 | The Ratnakar Bank Limited | PSP & Issuer | |
41 | The Thane Janta Sahakari Bank Ltd(TJSB) | PSP & Issuer | Tranzapp –UPI |
42 | UCO Bank | PSP & Issuer | BHIM UCO UPI |
43 | Union Bank of India | PSP & Issuer | BHIM Union Bank UPI App |
44 | United Bank of India | PSP & Issuer | BHIM United UPI Pay |
45 | Vijaya Bank | PSP & Issuer | BHIM Vijaya UPI App |
46 | Yes Bank | PSP & Issuer | BHIM YES Pay |
47 | Bandhan Bank | PSP & Issuer | BHIM Bandhan UPI |
48 | Dhanlaxmi Bank Ltd | PSP & Issuer | BHIM DLB |
49 | ESAF Small Finance Bank | Issuer | |
50 | Andhra Pragathi Grameena Bank | Issuer | |
51 | Andhra Pragati Grameena Vikas Bank | Issuer | |
52 | Apna Sahakari Bank | Issuer | |
53 | Assam Gramin VIkash Bank | Issuer | |
54 | Baroda Gujarat Gramin Bank | Issuer | |
55 | Baroda Rajasthan Khetriya Gramin Bank | Issuer | |
56 | Baroda Uttar Pradesh Gramin Bank | Issuer | |
57 | Bassein Catholic Coop Bank | Issuer | |
58 | Chaitanya Godavari Grameena Bank | Issuer | |
59 | Chhattisgarh Rajya Gramin Bank | Issuer | |
60 | Citibank Retail | Issuer | |
61 | Corporation Bank | Issuer | |
62 | Dena Gujarat Gramin Bank | Issuer | |
63 | Dombivali Nagrik Sahakari Bank | Issuer | |
64 | G P Parsik Bank | Issuer | |
65 | Jalgaona Janata Sahkari Bank | Issuer | |
66 | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. | Issuer | |
67 | Karnataka vikas Gramin Bank | Issuer | |
68 | Kashi Gomti Samyut Gramin Bank | Issuer | |
69 | Karnataka Gramin Bank | Issuer | |
70 | Kerala Gramin Bank | Issuer | |
71 | Maharashtra Grameen Bank | Issuer | |
72 | Manipur Rural Bank | Issuer | |
73 | Meghalaya Rural Bank | Issuer | |
74 | Mizoram Rural Bank | Issuer | |
75 | NKGSB | Issuer | |
76 | Pragathi Krishna Gramin Bank | Issuer | |
77 | Prathama Bank | Issuer | |
78 | Punjab and Maharastra Co. bank | Issuer | |
79 | Purvanchal Bank | Issuer | |
80 | Rajasthan Marudhara Gramin Bank | Issuer | |
81 | Rajkot Nagari Sahakari Bank Ltd | Issuer | |
82 | Samruddhi Co-op bank ltd | Issuer | |
83 | Saurashtra Gramin Bank | Issuer | |
84 | Surat People Cooperative Bank | Issuer | |
85 | Sutex Co operative Bank | Issuer | |
86 | SVC Coperative Bank | Issuer | |
87 | Tamilnad Mercantile Bank | Issuer | |
88 | Telangana Gramin Bank | Issuer | |
89 | Thane Bharat Sahakari Bank | Issuer | |
90 | The Cosmos Co-Operative Bank LTD | Issuer | |
91 | The Gujarat State Co-operative Bank Limited | Issuer | |
92 | The Hasti Co-operative Bank Ltd | Issuer | |
93 | The Kalyan Janta Sahkari Bank | Issuer | |
94 | The Mahanagar Co-Op. Bank Ltd | Issuer | |
95 | The Mehsana Urban Co-Operative Bank | Issuer | |
96 | The Saraswat Co-Operative Bank | Issuer | |
97 | The Urban Cooperative Bank Ltd Dharangaon | Issuer | |
98 | The Varachha Co-op Bank Ltd. | Issuer | |
99 | The Vishweshwar Sahakari Bank Ltd | Issuer | |
100 | Tripura Gramin Bank | Issuer | |
101 | Ujjivan Small Finance Bank Limited | Issuer | |
102 | Uttarakhand Gramin Bank | Issuer | |
103 | Vananchal Gramin Bank | Issuer | |
104 | Vasai Vikas Co-op Bank Ltd | Issuer | |
105 | Suco Souharda Sahakari bank | Issuer | |
106 | Sarva Haryana Gramin Bank | Issuer | |
107 | Deutsche Bank AG (Web Collect) | Issuer | |
108 | Telangana State Co Operative Apex Bank | Issuer | |
109 | India Post Payment Bank | Issuer | |
110 | The Andhra Pradesh state cooperative | Issuer | |
111 | Maharashtra state co opp Bank | Issuer | |
112 | Paschim Banga Gramin Bank | Issuer | |
113 | Jana Small Finance Bank | Issuer | |
114 | Suvarnayug Sahakari Bank Ltd | Issuer | |
115 | Bhilwara Urban Co-operative Bank Ltd | Issuer | |
116 | The Udaipur Mahila Urban Co-op Bank Ltd | Issuer | |
117 | Jio Payments Bank | Issuer | |
118 | A. P Mahesh Bank | Issuer | |
119 | Maratha Cooprative Bank Ltd | Issuer | |
120 | The Vijay Co-operative Bank Ltd, Ahmedabad | Issuer | |
121 | The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd. | Issuer | |
122 | Sarva UP Gramin Bank | Issuer | |
123 | The Muslim Co-operative Bank Ltd. | Issuer | |
124 | Hutatma Sahakari Bank Ltd | Issuer | |
125 | Punjab Gramin Bank | Issuer | |
126 | Himachal Pradesh Gramin Bank | Issuer | |
127 | Ahmedabad Mercanatile Co-op Bank | Issuer | |
128 | Nanital Bank Ltd | Issuer | |
129 | Abhyudaya Co-op Bank | Issuer | |
130 | The Ahmedabad District Coop bank | Issuer | |
131 | Costal Local Area Bank Ltd | Issuer | |
132 | Madhya Bihar Gramin Bank | Issuer | |
133 | Adarsh Cooperative Bank Ltd | Issuer | |
134 | Suryoday Small Finance Bank Ltd | Issuer | |
135 | Shree Kadi Nagarik Sahakari Bank Ltd | Issuer | |
136 | J & K Grameen Bank | Issuer | |
137 | The Municipal Co-op Bank | Issuer | |
138 | Malad Sahakari Bank | Issuer | |
139 | Baroda Central Co-operative Bank | Issuer | |
140 | Fincare Small Finance Bank | Issuer | |
141 | AU Small Finance Bank | Issuer |
You can download the Google Pay India app from your Android & iPhone
- After the app installs, open it and sign in with your Google account.
- Open the Google Pay India app and follow the setup instructions.
- To make purchases in stores, make app the default payment app in your phone’s settings.
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