10 Loan Apps That Work with Chime Bank
Are you looking for the best loan apps that work with Chime bank? Find the best mobile app recommendations here.
Whether you need a $10, $20, $200, $250, or $100 loan, this article shows you what Chime bank is all about, and some of the best cash advance or payday loan apps that work with Chime so you can borrow instant cash to fund your personal expenses.
What are Loan apps?
Are you in need of money to pay your rent or bills? Or has an emergency arisen, leaving you broke and in need of a loan?
Loan apps are mobile solutions that allow you to apply for a loan without ever entering a bank. The financial sector is not exempted from the impact of new technology and the changes it has brought to the world.
FinTech, which stands for Financial Technology, has grown so much in the last decade. One no longer needs to go through so many rigors and lengthy interviews concerning the ability to repay the loan or speak with an annoying bank manager about loan eligibility.
A simple KYC and a few documents will get you out of that hole. Personal loan mobile applications are designed to provide a quick and easy way to apply for loans.
What is Chime?
Chime is a financial technology (FinTech) startup that was formed on the idea that basic banking services should be useful, simple, and free. Their primary motivation is to make money alongside their customers, rather than from them. They offer checking and savings accounts through strong cooperation with two banks; The Bancorp Bank and Stride Bank, which ensures that their accounts are secure.
Chime provides a spending account that includes a Chime Visa Debit Card. The spending account is intended for direct deposit of paychecks. Chime also provides a savings account and a secured credit card for credit building. To get the best of this product, you must have a dedicated spending account on Chime.
Can You Borrow Money With Chime?
You can request loans of up to $100 or more using the Chime app on your mobile device. All you have to do is agree to all of their terms and conditions, and you’ll be able to acquire the money you need. Furthermore, low-interest rates and a smart user interface make Chime spot on.
Overdraft fees, monthly service fees, transfer fees, minimum balance requirements, and other costs are part of the business solutions the technology offers. You may connect the Chime Bank app to other lending mobile apps. All of these benefits keep Chime one step ahead of its competition in the online lending industry.
Chime was founded on the notion that everyone deserves financial security. They are developing a new type of online bank account that will assist members in getting ahead by producing and managing money more effectively.
Loan Apps that Work With Chime Bank
Without further ado, here are the top ten apps that function best with the Chime app.
Does Empower Work With Chime?
Empower is at the top of the list because it is a modern app with a distinct and well-curated UI/UX design. Empower assists people in gaining affordable credit, improving their credit health, and rewriting their financial story. You can earn a cash advance of up to $250 by installing the app and saving for the future.
There are no applications, interest or late fees, credit checks, or credit risk. You simply repay them when you receive your next direct deposit. There are no strings attached. It’s as simple as that. Chime works really nicely with Empower. So, using the payday loan app, you can acquire a cash advance of up to $250. To connect Empower to your Chime account, search for Chime, select it and enter your account information.
Does Dave Work With Chime?
If you’re looking for apps that function nicely with Chime, Dave stands out among the rest. Apps like Dave take pleasure in being the bank for humans. Get paid up to two days early, establish your credit history, and receive up to $100 in cash advances with no fees. With 7 million subscribers and counting, Dave is regarded as one of the most dependable cash advance apps.
Dave works for Chime. When connecting your Chime Account to Dave, there are no complications. Dave members can access up to $100 in cash advances with no fees. If you’re a Dave member, look for Chime in the list of banks and enter your login information. If you already have a bank linked to your Dave app, go to the profile page, pick Linked Banks and Cards, touch Change, and then search for a bank.
Does Cleo Work With Chime?
Cleo is an app that not only tracks your spending but also serves as a budgeting tool and assists you in saving. Cleo offers a wage advance as an alternative to excessive overdraft fees and the frighteningly expensive world of payday loans. The free option provides you access to Cleo’s budgeting tool and digital wallet, as well as a weekly quiz with chances to win cash rewards, but you won’t be able to get the salary advance.
It does, however, have a great chatbot that works as a financial advisor. It compliments you when you’re sticking to your budget and roasts you when you’re spending considerably more than you expected. Cleo+ members pay $5.99 per month for a cash advance of up to $100. To connect your Chime account to Cleo, simply search for Chime in the app’s top bar. You must enter your login information.
Does MoneyLion Wok With Chime?
MoneyLion is a cash advance app that provides a more typical banking experience. The program supports a variety of financial tools, such as investment accounts, cryptocurrency accounts, credit builder loans, and debit card incentives. MoneyLion is a bank that gives you a lot more so you can get paid right now.
With Instacash, the typical cash advance maximum is $250 at any time, with no interest. When you open a RoarMoney account or join Credit Builder Plus, you can unlock a $300 limit. MoneyLion collaborates with Chime. Members of MoneyLion can get 0% APR cash advances up to $250. To attach an external bank account, such as Chime, go to the Transfers section in the MoneyLion app and select “Add account.”
Does Branch Work With Chime?
Branch provides working Americans with a mobile digital wallet. This gets paid today and the app is an on-demand center that helps them meet their daily financial demands, allowing any employee to obtain a payroll advance of up to $500 in paycheck), it also lets you monitor cash flow, and spend from smartphones.
An on-demand platform that assists people with their day-to-day financial needs. While Branch can be useful for Chime users, there is a caveat. According to the Branch Support Page, if you bank with Chime, you must deposit your direct deposit into your Branch Wallet in order to qualify for an advance. To add Chime to Branch, go to Settings, then Payment Methods. You can add a new bank or credit card at the bottom of the Payment Methods. Click “Add Bank or Card,” then “Bank.” and then “Chime.”
Does Albert Work With Chime?
Albert is an app that assists its users in creating a future in which no one, regardless of income or net worth, has to be concerned about making poor financial decisions. Albert is a money management tool that analyzes your income and spending habits, recommends savings and budgets, and transfers savings to a linked digital wallet. Albert is free, but there is a premium service, Albert Genius, that costs $4 per month. Personal finance recommendations and advice from live experts, a 1% return on savings, and a micro-investment account are among the Genius features.
Albert will give you early access to $100 and deduct it from your next paycheck. There will be no late fees, interest, credit checks, or unseen hands in your pocket. You can request up to three cash advances per pay period as long as you have a paycheck and have repaid your previous advances. If you’re a Genius subscriber, you’ll pay $3.99 for immediate delivery and $4.99 if you’re not.
Albert’s cash advances can be deposited into your Chime account. Go to the “Budget” tab, touch +, then pick Chime and enter your account information. Albert does, in fact, work for Chime. When connecting your Chime Account to Albert, there are no complications. You may be accepted for up to $250 per advance with Albert Instant Eligibility.
Does Klover With With Chime?
Millions of consumers can use Klover’s platform to access their earned earnings, savings tools, and rewards in seconds, with no interest, no credit check, and no hidden costs. Klover+ includes a financial dashboard and credit monitoring so you can keep track of your spending patterns and future profits. Klover can provide you with some extra cash before payday. If you have had at least three regular direct payments in the last two months with no gaps in pay from the same job, simply apply and request a $100 cash advance boost.
So if you are asking, is Chime compactible with Klover? Yes! You can connect your Chime account to Klover if you have one. You will also be able to make cash advances only if you meet the prerequisites and are accepted. Klover will not deduct any more costs from your chime check balances, so you do not need to be concerned. If you wish to use chime in Klover, you must first add your chime bank to Klover in order to repay your cash advance on your next payday.
Does Varo Work With Chime?
Varo is a full-fledged online banking platform with many of the same features as Chime. You receive a debit card with ATM access as well as a variety of additional products, including high-yield savings accounts earning up to 3%. If you have been using your account for at least 30 days, Varo lets you access a cash advance of up to $100. You must also have received at least $1000 in direct deposits in the last 31 days. You have a grace period that ranges from 15 to 30 days to repay the loan.
Most account holders who receive a cash advance from Varo simply withdraw the money from their Varo account using their Varo debit card. To use Chime, navigate to Accounts in your Varo app, select Link an Account, search for Chime, and log in to your Chime account.
Does Earnin Work With Chime?
Earnin allows you to be paid whenever you want. You have complete control over your profits and can withdraw up to $100 each day from your pre-tax earnings with no hidden fees or interest. Earnin has a few unique features, such as Balance Shield notifications, which notify consumers by push notification when their account balance falls below a certain amount, ranging from $0 to $400.
You can also use the With Cash Out option to withdraw up to $500 from your paycheck per pay cycle. This is a huge change from how other fast loan apps typically work. Earnin is comparable to other apps, except that most of them demand a monthly fee, whereas Earnin is entirely free. Earnin is continually searching for new ways to assist Chime users. Earnin is presently allowing a small test group of Chime users to use Earnin. To see if you qualify for the test, use Earnin’s “Add Bank” tool to search for Chime. When you attempt to add the account, you will receive a message informing you whether the option is available.
Does SpotMe Work With Chime?
SpotMe, Chime’s own advance program, is the best place to start if you’re looking for cash advance apps that work with Chime. SpotMe is an overdraft solution that charges no fees. You can only be qualified for SpotMe if you have received $500 in direct deposits in the last 31 days to your Chime account. To remain eligible, you must continue to receive at least $500 every 31 days.
When you register, you will be assigned a SpotMe limit, which normally starts at $20. Depending on how much you have received directly into your account, you may be eligible for a maximum of up to $200. SpotMe will cover all or portion of your debit card purchases up to the amount you specify. The number of transactions is not limited. Without incurring any further fees, your overdraft will be deducted from your next direct deposit. You cannot withdraw cash or finance a transfer using SpotMe.
So when next you want to borrow money, you can count on these best cash advance or loan apps that work with Chime account.