QuickCheck Loan App Download Lets You Get Instant Cash in Minutes
If you are looking for a fast cash lending platform for Nigerians in miuntes, this review on QuickCheck loan app download shows you how to install, apply for personal or business loan as well as contact customer care number.
It’s quite innovative to see quick cash loan apps that have cracked the delay code in our lending system and come up with a few criteria to instantly ascertain the eligibility of its users so they can disburse loans in minutes. One of the best personal lending platforms is QuickCheck.
QuickCheck is an app that offers fast loan approval and swift credit to its users’ accounts. It lets you apply from your mobile, fill in the required information and get the cash you need to finance your immediate expenses.
You definitely know that I always have a story to tell and trust me, they are all very good experiences. The one with QuickCheck is actually funny. I know you will find it funny too.
On that fateful day, I ordered something from Jumia and I chose Home delivery. Meanwhile, I had some money in my account that I wanted to use to settle the transaction, so when the package arrived, I calmly cross-checked and confirmed that it was what I ordered. Do you know what happened?
I had issues with my banking app; I couldn’t transfer cash to Jumia’s dedicated account for home delivery, I was asked to contact my bank to clear the error, oh my God! I was dazed as I didn’t even know what to do. One of the things that saved me was the way I was being jovial to the courier when he came, otherwise it wouldn’t have been a good experience for me.
So I opened my Gmail to send a message to Firstbank and make a complaint. Immediately after I opened my Gmail, I saw a message from QuickCheck telling me I subscribed to receive an update on their services. And the first thing that came to my mind was getting a loan to fix the mess I was in at that time which I did and was instantly credited with the cash that settled that transaction.
In summary, QuickCheck saved me from a funny situation that could have turned into an embarrassment.
In this review, I will share everything I know about the QuickCheck loan app and what you should know to get started in case you need a personal loan:
What is QuickCheck Loan App
While some of these apps claim that all the personal data you shared with them are encrypted and secure, we can’t fully ascertain this on our blog, hence we advise you do your due diligence.
If you are a Salary earner that wants to sort some expenses before your next payday and also assist individuals with emergency needs when it comes to Health/Medical Bills, Family Groceries, School fees, Accommodation, QuickCheck credit is here to help you access N100k, N200k or even N300K depending on your credit history.
How Do I Get A Loan From QuickCheck Loan?
There are many reasons you should go for QuickCheck. As a business person, you can apply for up to one million Naira (₦1,000,000) and choose a flexible repayment tenure that works for you. The loan you secure on QuickCheck doesn’t have hidden charges in the repayment plan.
Once your profile matches or meet their checklist, you will be credited immediately the Loan has been approved.
You don’t have to wait for a long time, it’s instant. The built-in Artificial Intelligence decides how much loan you can get, so you don’t have to wait till when customer care comes online, The Bot takes care of that by checking your credit score, it decides the loan limit you get. It is always very accurate.
To apply for a a a loan Quickcheck app, you’d be require to provide your personal information which must be accurate and matches with your data on your bank accounts, BVN and your valid credentials.
If you already have this and are sure that you data is accurate, proceed to the next step.
How to Download QuickCheck Loan App for Android and iPhone
As of the time, I shared this review, QuickCheck is only available on Google Playstore and are yet to be added to iOS store. So, anyone that’s asking if QuickCheck loan mobile app is available on iPhone would have to wait a bit.
Here are steps to download the app:
- Go to your playstore or iOS (if available), and search QuickCheck loan app
- Install the mobile app to your device and open.
- Create an account by registering with your phone number, enter the verification code sent to your device as SMS to verify, and also a secured four-digit Pin that you can remember any time.
- Here are the detals you’d have to provide when creating an account for the first time on the loan app: First name, Middle name ( provided it’s on your BVN), Last name, Date of birth, Gender, Marital Status, Educational level, Next of Kin, Employment Status, Monthly Income, BVN, Email Address, Phone number, Residential Address, State, L/G, Annual Rent, Type of Accommodation, Monthly deduction, Number of Dependants, Valid means of Identification, Utility bills, and Passport Selfie
After Inputting these details, you can then apply for a collateral-free Loan within minutes, Your credit score will be calculated, using their Algorithm, and trust me when I say there’s no need for any collateral. You don’t need to have money in your account to qualify for a loan on the QuickCheck loan app.
What is the Interest Rate Charge on QuickCheck?
Quickcheck App offers very little interest rate with no hidden fees and charges. As of this app review, they charge as low as 5% interest rate on a monthly basis on the very first Loan. The amount offered as loans start from minimum of one thousand five hundred naira (N1500) to five hundred thousand naira (N500,000) and the interest rate ranges from 2% to 30% with tenure from 91 days to 365 days. Equivalent monthly interest rate of between 1% to 25% depending on the loan amount and tenure.
And also the interest rate charge depending on your Employment status and their agreement with you.
You should also note that your interest rate on the first loan is always higher especially if you are a salary earner but if you are able to repay on time,your next Loan will increase but the interest rate will be lower.
How to Repay your QuickCheck Loan
To repay your Loan on quickcheck, you don’t need to wait till the due date, you can start make the payment before then in multiples until you settle the principal and interest portion.
Just login to the Quickcheck App and follow the instructions and choose any method you want
There are three methods that you can use to pay back your loan on Quickcheck:
- Payment through Bank Card
- Payment through Transfer or Deposit through POS
- Payment through Ussd Code
Late Repayment of Loan on QuickCheck And Charges
When your loan payment is long overdue for a week or two weeks, you will receive a card known as a YELLOW CARD.
When your loan becomes overdue for more than two weeks, you get a yellow card and a 30-days Unavailability Time-Out which will enable you not to have access to loan during these given and speculated days.
When you receive the yellow cards twice, it will rautomatically educe your credibility which also affects your credit score, hence deter you from accessing another quick loan and limit the loan amount you can access.
Just like the way I used to say paying your loan on time clears out any number of yellow cards you may have accumulated and also boosts your credit score both on the platform and on the Credit Bureau.
Ensure you pay on time to avoid getting the yellow card. Avoid it totally because the moment you get it, you are losing future opportunities to access to loan (not just on QuickCheck but related personal loan apps in Nigeria) which you might regret later when you need it.
If your loan repayment is not made within the agreed time you both had on your agreement and repayment plan, you will be downgraded to the lowest level and your account will be frozen and you won’t be able ever again to access loan on Quickcheck Loan App and all loan apps because you will be reported and your BVN will be blacklisted.
Avoid losing your good credit history and rank by paying on time.
Remember, the earlier you pay, the higher your rank and the loan amount you get which qualifies you to get a access affordable, low interest rate loan. The later you pay, the lower your rank.
They also charge a certain amount of discount on a daily basis which we call OVERDUE CHARGES, it’s been added to your repayment plan and after losing your chance of getting a loan, you will also end up paying more than you are supposed to pay. So pay on time and avoid embarrassing consequences that might affect you later.
How to Contact Customer Care
If you have issues or need assistance on how to access loan and it could be repayment challenges, you can QuickCheck contact customer care, they are always available to attend to users.
You can reach them via their message box online or reach them offline via their phone number.
Send an email to them at Support@quickcheck.ng
Corporate Office: Arve Limited
23 Agodogba Avenue, Parkview Estate, Ikoyi Lagos, Nigeria.
You can reach out to them and be sure they will respond, you can also walk into any of their offices.