UBA Money Transfer Codes to Another Bank in Nigeria Via UBA USSD Banking

This guide on UBA money transfer codes to another bank shows you how to open an account with the *919# USSD mobile banking code, activate UBA transfer codes, send money to other Nigerian banks and even check your account balances on the phone
The way mobile banking is evolving so fast, it’s only necessary for one to follow the trend. Internet service was a major infrastructure required to carry out internet banking like fund transfers, checking of account balances, access to transaction histories, and security. And this that if you are in a remote location where internet connections aren’t available on MTN, Airtel, Glo, or Etisalat network, you’d have to wait or leave that environment to a well-connected region.
What if you need to pay that bills urgently or send money to another bank, maybe to settle a transaction? This is where USSD transfer comes in, USSD is Unstructured Supplementary Service Data, a communication service that doesn’t require internet but a mobile network. Sometimes, it’s called Quick Codes or Feature Codes.
Nigerian banks are now utilizing this unique service to make mobile banking easier for millions of customers that can’t afford it. USSD banking does not require anyone to have a sophisticated smartphone like Samsung Note or iPhone series, as long as you can send SMS from your mobile or dial a number or code, you can explore USSD mobile banking code as a payment method in the most remote area.
In this article, I’d be sharing the complete guide to using the UBA USSD code for mobile banking as well as the various banking code you can dial from your mobile phone to initiate various banking transactions seamlessly like money transfer, airtime, check balances, account number of your UBA account, etc.

Table of Contents
UBA Transfer Code for Mobile Banking
UBA is one of the few banks that’s fully integrated fintech into its banking operation – from mobile app, and Whatsapp banking to UBA mobile transfer code.
The new UBA Money Transfer Code is designed to make existing or new customers of the bank carry out banking transfer transactions anywhere, anytime from their mobile phone via USSD codes without having to connect to the internet or visit any bank’s branch. As long as you have a mobile network from MTN, Airtel, Glo, or Etisalat, you can do what you want instantly.
This works for all Nigerian banks; you can use the UBA money transfer code to send money to Access bank, Kuda, Firstbank, FCMB, Zenith, GTbank, Polaris, Union Bank, Stanbic IBTC, Wema Bank, or even Jaiz Bank
How Do I Activate UBA Transfer Code Without an ATM Card
Before you pick up your phone to start dialing codes, the registered phone number on your personal UBA account must be linked and activated for USSD banking. Note this works for all mobile networks in Nigeria.
Here are the simple steps to register and activate UBA USSD codes without using a prepaid ATM Card:
- Dial *919*0#.
- Tap the ‘Number 1’ icon which represents the ‘Sign Up’ feature.
- Sign up for the ‘Account with Pin’ feature.
- Follow the on-screen instructions.
- Type in the secured pin you want to use for transferring money. Don’t reveal this pin to anyone to avoid authorized access or fraud on your account.
- Congratulations! your UBA transfer code is now active.
UBA Mobile Banking Codes You Should Know
The major advantage of the UBA USSD transfer code is that you really don’t need to find ATM locations again or worry about internet connection. Once your phone number is activated, here are various UBA USSD codes
Check Balance | *919*00# |
Top-Up for Self | *919*Amount# |
Top-Up for others | *919*Phone number*Amount# |
Transfer to UBA Account | *919*3*Account number*amount# |
Load UBA Prepaid Card | *919*32# |
Transfer to Another Bank | *919*4*Account Number*Amount# |
Pay bills | *919*5# |
Withdrawal Without ATM | *919*30*Amount# |

UBA Money Transfer Codes to Another Bank via USSD Transfer Pin.
Here is the simple step to transfer money from UBA to other Banks
- On your device Dial *919*,
- Choose option 5 to send money,
- Select payment method for an example, select 1 for UBA Account or 2 for UBA Prepaid Card,
- If you are not yet registered, select 1 to register and continue with the rest of the steps,
- Follow the options thereafter to complete the transfer successfully.
What is the Code to Transfer Money from UBA to Another Bank?
Do you want to transfer money from your UBA account to any Nigerian bank account? The UBA money transfer code is designed to provide fast and convenient payment methods. As I shared earlier, you really do not need data on your mobile phone. It’s very easy. On your mobile phone, dial *919*4# or *919*4*account number*amount#.
You also need to be aware that you only have a higher transaction limit of up to N1m per day.
How to Change Your BVN Phone Number on UBA Account
At some point, you may decide to change the existing phone number of your UBA account as a result of a change of a contact number or loss of a mobile phone, just dia *919# to initiate this process, select PIN setup from the options and follow the command.
If this is not a straightforward process, I’d advise you to walk into a UBA bank, and approach the customer care service for a UBA bank account update form. Once it is completed, you will receive a notification from UBA to the new line.
UBA Code Account Opening for New Customer
Does the UBA transfer code sound interesting but you don’t have an account yet? Don’t worry, I will show you how to open a UBA savings account from your mobile phone and start banking with codes.
Simply dia *919# from your mobile and an account number will be sent to the line, that’s all. But to enjoy the full benefit of your UBA account, you need to visit any of the bank’s branches with an approved ID card so that your BVN can be directed tied to the savings account. Opening an account with a USSD code doesn’t require you to fill out any form.
Value-added benefits as culled from UBA 919 magic banking:
- Earn a high-interest rate on your savings
- Be eligible for our online banking services, which lets you bank on the go
- The maximum deposit per transaction is N20,000
- The maximum account balance is N200,000
- Option to upgrade account to higher transaction limits
I hope you found this guide on UBA transfer codes to another bank via USSD pin helpful?
If you still have issues activating the codes on your mobile phone, kindly reach out to UBA customer care for help.